Finding affordable and convenient meals can be challenging, especially for those participating in the Supplemental Nutrition Assistance Program (SNAP). Fortunately, the Restaurant Meals Program (RMP) allows eligible SNAP recipients to purchase prepared meals at select restaurants using their Electronic Benefits Transfer (EBT) cards. But what fast food places actually accept EBT? This guide provides a comprehensive overview of the RMP, eligible fast food restaurants, and how to use your EBT card.
Infographic showing individuals who are eligible for RMP: Disabled individuals, Seniors, Unhoused individuals, and Spouses of Snap Recipients
Understanding the Restaurant Meals Program (RMP)
The RMP is a state-optional program that expands SNAP benefits by allowing eligible individuals to purchase hot meals at approved restaurants. This program is crucial for those who may struggle to prepare meals themselves, such as seniors, people with disabilities, and individuals experiencing homelessness. Currently, only nine states participate in the RMP: Arizona, California, Illinois, Maryland, Massachusetts, Michigan, New York, Rhode Island, and Virginia.
Fast Food Restaurants That Accept EBT
While participation varies by location and state, here are some popular fast food chains that often participate in the RMP:
- McDonald’s: Participation varies significantly by state and even within specific cities. Always check with your local McDonald’s to confirm EBT acceptance.
- Subway: Generally a wider participant in the RMP, but individual franchisees may choose not to participate. Confirm EBT acceptance before ordering.
- Jack in the Box: Participation is limited to select locations, primarily in Arizona and California.
- KFC: Accepts EBT at participating locations in several RMP states.
- Taco Bell: Limited participation in a few states. Check your local Taco Bell.
- Wendy’s: Primarily participates in California.
Finding Participating Restaurants
Locating restaurants that accept EBT can be done in several ways:
- State Websites: Participating states often provide online restaurant locators or lists.
- Restaurant Signage: Look for signs indicating “Participating Restaurant: SNAP Restaurant Meals Program” or a fork and knife symbol.
- Local SNAP Office: Contact your local SNAP office for a list of participating restaurants.
Using Your EBT Card at a Restaurant
Using your EBT card at a participating restaurant is similar to using a debit card. Simply present your card, enter your PIN, and the transaction will be processed. Your EBT card will only work at approved locations if you are eligible for the RMP.
EBT and Food Delivery Services
While you can use EBT to purchase groceries through services like DoorDash at select retailers, you cannot use EBT to buy prepared meals from restaurants on these platforms.
Who is Eligible for the RMP?
Eligibility criteria for the RMP vary slightly by state but generally include:
- Individuals aged 60 or older
- People with disabilities receiving disability benefits
- Homeless individuals
- Spouses of eligible SNAP recipients
Frequently Asked Questions
Can you buy hot food with EBT outside of the RMP?
Generally, SNAP benefits cannot be used to purchase hot, prepared foods. The RMP is the exception to this rule.
Can you use EBT on DoorDash for restaurant meals? No, EBT cannot be used for restaurant meals on DoorDash, even if the restaurant accepts EBT in person.
Conclusion
The Restaurant Meals Program significantly expands food access for vulnerable SNAP recipients. By understanding which fast food restaurants accept EBT and how the program works, eligible individuals can utilize this valuable benefit to obtain nutritious meals. Remember to always confirm participation with the specific restaurant location before attempting to use your EBT card.
